Auto Insurance, How Much Is Enough

Collision Insurance
In the event of an accident, collision insurance compensates you for damage. $50,000

Property Damage 
You’re going to want $50, 000 property damage. This covers the repairs of the other person’s property

Personal Injury Protection 
Personal injury protection compensates you for your own injury-related expenses, health care, work income lost and child care expenses, If you have good health insurance or disability insurance, you may not need personal injury protection. $100,000

Bodily Injury Liability
You’ll want bodily injury coverage of at least $100,000 per person and $300,000 total as personal injuries are usually the most expensive part of an accident.

Motorcycle Insurance
All states require riders to carry minimum bodily injury liability, but minimum policies can leave you more likely to be targeted by lawsuits in the event of serious accident.

 

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