Searching For The Right Home
Searching For The Right Home
When looking for a home to buy, be unique. You have your own desires and dreams for your new home that are different from others. Before researching or analyzing housing options, home buyers may want to prioritize their family’s needs. Knowing the needs and wants for your family may help you a bit
STEPS
1. Pre-Approval
Lets you know how much you can afford to get qualified and at the same moment, it guarantees your rate for up to 120 days. And also, this shows the seller that you are definitely serious on buying a home.
2. The Checklist
Make a checklist of all the things that you need in your desired home and also, when searching for a home, make sure to check on the following
- Type of home
- Type of ownership
- Location
- Inside and outside features
- condition, etc.
You should be able to get a lawyer to check all legal papers to guarantee your protection.
Pro tip: Make sure to ask all the right questions before buying a house. It helps to do your own due diligence.
3. The Search
After your pre-approval, custom-made checklist and a lawyer at hand, you are set off to search for properties. Find yourself a real estate agent to help you with your search. Agents can help you on your personalized checklists.
Real Estate Agents are experts at preparing paperwork’s involved in making an offer. Make sure that you’ll get in touch with them as you are responsible for all your decisions. Choose the right agent and put a lot of trust on them to help you with your purchase.
Once you have found the perfect home, visit the house at least twice, once in the daylight and once at night.
4. The Offer
After deciding and if you’re sure that this is the right home for you, come to a decision on figures and have your agent prepare an agreement of purchase and sale.
Think Hard. Be Wise
5. The Deal
After the mortgage has been approved, you must deliver the following documents to your lawyer:
- Copy of accepted offer to purchase
- Certificate of Fire Insurance
- A copy of survey, signed by a qualified land surveyor
- Advise us of the name, address and phone number of your lawyer so that the mortgage instructions can be sent to him/her.
- You should arrange for utilities to begin service in your name.
- A few days before the closing date, you will meet with your lawyer to go over all details
GOOD LUCK!
