Say “I Do” To Engagement Ring Insurance

Say “I Do” To Engagement Ring Insurance

  • When Budgeting for bling and the big day, brides and grooms often overlook wedding and engagement ring insurance. Don’t make that mistake.
  • For young couples just starting out, wedding and engagement rings are among the most valuable items they own. Make sure they’re protected.
  • Engagement ring values increased in price from 2005 to 2007 by about 6% a year, hit a plateau in the recession and gradually increased again by more than 2% a year since the middle of 2010
  • Jet-setting couples will want worldwide wedding ring coverage that only a jewelry can provide.
  • Away from home sweet home?
    Your homeowners policy may not cover jewelry replacement if it’s lost or stolen elsewhere.
  • Cost of jewelry insurance
    jewelry insurance cost about $1 to $3 per $100 of value, depending on where you live and the size of deductible.
  • Damage and accidental loss account for almost 90% of jewelry claims in a given year.


  1. 54% of married women have never had their engagement rings appraised or haven’t done so within the past 10 years.
  2. Prices of gold and precious stones are Soaring, so check your jewelry policy’s coverage limit to see if you’re underinsured.